Terms of Service

1. Acceptance of Terms

By accessing or using tarot4.com (the "Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Site. These Terms apply to all visitors, users, and others who access the Site.

We reserve the right to modify these Terms at any time. Continued use of the Site after changes constitutes acceptance of the revised Terms.

2. Description of Service

tarot4.com provides an online tarot encyclopedia, educational courses, interactive tools, and community features. The Site is provided for informational and entertainment purposes only.

3. Entertainment Disclaimer

Tarot readings, card interpretations, and all content on this Site are provided strictly for entertainment and self-reflection purposes. Nothing on this Site constitutes:

• Medical, psychiatric, or psychological advice or diagnosis
• Legal advice or counsel
• Financial, investment, or accounting advice
• Professional counselling or therapy

Always consult a qualified professional for advice in these areas. We expressly disclaim any liability for decisions made based on content found on this Site. See our full Disclaimer for further detail.

4. User Accounts

Some features require registration. You agree to:

• Provide accurate and complete information
• Maintain the security of your account
• Notify us immediately of any unauthorised access
• Accept responsibility for all activity under your account

We reserve the right to terminate accounts at our discretion, including for violation of these Terms.

5. User-Generated Content

The Site may allow users to submit content such as article edits, comments, or interpretations ("User Content"). By submitting User Content, you:

• Grant tarot4.com a non-exclusive, worldwide, royalty-free licence to use, reproduce, modify, and publish that content
• Represent that you own or have the right to submit the content
• Agree that your content does not violate any third-party rights or applicable law

All User Content is subject to moderation. We reserve the right to remove any content at our sole discretion without notice.

6. Prohibited Conduct

You agree not to:

• Use the Site for any unlawful purpose or in violation of any regulations
• Submit false, misleading, or harmful content
• Impersonate any person or entity
• Attempt to gain unauthorised access to any part of the Site
• Use automated tools (scrapers, bots) to collect content without prior written permission
• Transmit spam, malware, or any harmful code
• Harass, abuse, or harm other users
• Reproduce, resell, or commercially exploit Site content without permission

7. Intellectual Property

All content on the Site — including text, images, graphics, card artwork, course materials, and software — is the property of tarot4.com or its content suppliers and is protected by copyright and intellectual property laws.

You may view, print, and share content for personal, non-commercial use only. Any other use requires express written permission from tarot4.com.

8. Subscriptions and Payments

Certain features may be available through a paid subscription. By subscribing:

• You authorise us to charge the applicable fees to your payment method
• Subscriptions renew automatically unless cancelled before the renewal date
• You may cancel at any time; cancellation takes effect at the end of the current billing period
• All fees are non-refundable unless otherwise required by law
• We reserve the right to change pricing with 30 days' notice

Payment processing is handled by Stripe, Inc. By making a payment, you also agree to Stripe's Terms of Service.

9. Refund Policy

Subscription fees are non-refundable except where required by applicable consumer protection laws. If you believe you are entitled to a refund under your local laws, please contact us at support@tarot4.com within 14 days of the charge.

Residents of the European Union have the right to withdraw from a digital subscription within 14 days of purchase, unless the service has already been fully performed with your prior express consent.

10. Disclaimers and Limitation of Liability

THE SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, TAROT4.COM SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Our total liability to you for any claim arising from these Terms shall not exceed the greater of (a) the amount you paid us in the 12 months prior to the claim, or (b) $100 USD.

11. Indemnification

You agree to indemnify, defend, and hold harmless tarot4.com and its officers, directors, employees, and agents from any claims, liabilities, damages, costs, and expenses (including legal fees) arising from your use of the Site, your User Content, or your violation of these Terms.

12. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the European Union and, where applicable, the laws of Lithuania, without regard to conflict of law provisions.

For users in the EU: You may also submit disputes to the EU Online Dispute Resolution platform at ec.europa.eu/consumers/odr.

For users in California: Nothing in these Terms waives any rights you have under California consumer protection laws.

13. Termination

We may terminate or suspend your access to the Site immediately, without prior notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties. Upon termination, your right to use the Site ceases immediately.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.

15. Contact

For questions about these Terms, contact us at legal@tarot4.com or via our contact page.